Asked by: Cornelis Boncompte
asked in category: General Last Updated: 14th March, 2020

Can creditors take your Social Security disability?

Your disability income is exempt from creditors, subject to a few exceptions. Exceptions. The federal government can garnish your Social Security disability benefit to recover money owed to it, such as back taxes or defaulted student loan payments that have been guaranteed by the federal government.

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Similarly one may ask, can Social Security disability be garnished for credit card debt?

For most types of debt, including credit cards, medical bills, and personal loans, Social Security cannot be garnished to pay the debt. If your Social Security check is directly deposited in the bank, the bank is required to protect Social Security benefits from garnishment.

Similarly, can a Social Security disability check be garnished? Social Security benefits and Social Security Disability Insurance (SSDI) payments can be garnished to pay child support and alimony; court-ordered restitution to a crime victim; back taxes; and non-tax debt owed to a federal agency, such as student loans or some federally funded home loans.

In this manner, can debt collectors take your Social Security benefits?

Private debt collectors, such as credit card companies and banks, can't garnish your Social Security benefits. Section 207 of the Social Security Act prohibits debt collectors or a bankruptcy court from dipping into your bank account to take Social Security money for purposes of paying off what you owe.

Can Social Security be garnished for a lawsuit?

Supplemental Security Income is invariably exempt from garnishment, and other types of Social Security benefits are sometimes safe as well. No one other than the government can intercept or garnish your benefits. If a lawsuit results in a monetary judgment, the plaintiff must look to your other assets for collection.

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